Commercial Auto & Fleet Insurance Policies

The ownership or operation of an auto (defined as a land motor vehicle, trailer, or semi-trailer designed for travel on public roads) exposes a business to potentially large financial losses. A business might be held legally liable to others for bodily injury or property damage arising out of an auto, or the business's vehicle(s) could be lost, damaged, or destroyed by any number of perils.  Most businesses insure these loss exposures by purchasing a business auto policy (BAP).

The Business Auto Policy offers a variety of coverage’s, including liability, physical damage, medical payments and uninsured/underinsured motorists (UM/UIM) coverage’s. Understanding a businesses exposure to a potential auto loss will go along way in helping to design a BAP to meet their needs.